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• Commercial Mortgage Loan Origination - Support Portfolio Managers and Analysts with in depth economic analyses of loan submissions, including:
• Preparation of analytical spreadsheets and templates
• Evaluation of major assumptions based upon available historical and market data
• Sensitivity, breakeven and ?what if? analysis
• Discounted Cash Flow analysis using Argus or similar DCF models
• Identification of strengths, weaknesses and risks of proposed transactions
• Lease reviews and rent roll analysis
• Research and evaluation of creditworthiness of borrowers and major tenants
• Portfolio Surveillance ? Assist Portfolio Managers and Analysts in the periodic review of existing loans in the Commercial Mortgage portfolio, including:
  • Analysis of operating statements and rent rolls
  • Analysis of borrower and tenant financial statements
  •  Valuation of the collateral, using both direct cap rates and Argus or similar DCF models
  • Completion of Asset Status Reports which summarize the results and valuation conclusions associated with the surveillance of each loan
• Present clear and concise verbal and written recommendations to your manager and other members of your production team
• Begin to develop and maintain a working knowledge of assigned major markets/MSA?s, including (1) strengths and weaknesses, (2) local economic drivers, and (3) historic, current and projected market conditions, trends and statistics
• Begin to develop relationships with correspondents and other market contacts
• Be prepared for limited travel within assigned markets
• Complete special tasks and projects as required by your manager

Qualifications

• 0 to 3 years full time work experience.
• Any equivalent business experience in the field of originating analyzing and underwriting commercial real estate mortgage loans considered a plus
• Proficiency in Microsoft Office with particular emphasis on Word Excel and PowerPoint is required; while knowledge of or experience with Argus or similar DCF software is a plus 
• BA/BS required a concentration in real estate or finance preferred

•  Thrive on change and continuous improvement
• Demonstrate and foster a sense of urgency strong commitment and accountability while making sound decisions and achieving goals
• Focus on exceptional customer service and drive innovation to create an atmosphere that supports new ideas and initiative
• Strive for effective communication that results in teamwork shared knowledge and ideas
• Contribute to the creation of a work environment where people from diverse cultures and backgrounds work together effectively
• Be of unquestionable integrity ethical and moral character
• Deal effectively with ambiguity change and adapt appropriately to a range of situations
• Demonstrate commitment to learning and personal development
• Be willing to adhere to the following in order to ensure compliance with Allstate Investments? requirements and policies:

a)  Provide the Investments Compliance team with a list of investment accounts over which you have significant influence b)  Provide consent through a signed statement allowing Investments Compliance to receive duplicate confirmations of transactions in such accounts c)  Pre-clear through the Pre-Trade Clearing Process any personal security trades as will be further described upon employment.  The Pre-Trade Clearing Process involves a check against a restricted security/issuer list maintained by Investments Compliance based on Allstate Investments? and Allstate?s activities and dealings in the financial markets d)  Answer certain compliance questions regarding any affiliations with investment advisers violations of state or federal securities laws or actions taken against you by securities regulators e)  Annually (and as otherwise required) confirm compliance with the Allstate Code of Ethics and the Allstate Investments Code of Conduct f)  Provide Investments Compliance with a complete report of current securities holdings in which the employee has or acquires any direct or indirect beneficial ownership.  An employee is presumed to be a beneficial owner of securities that are held by his or her immediate ?family members? sharing the individual?s household. Household family members include married or common-law spouses domestic partners partners defined by civil union and resident dependent children

• Comprehensive health care plans dental coverage vision coverage and flexible spending accounts
• Group legal AD&D group and dependent life insurance as well as long-term and short-term disability
• Retirement program and 401K
• Potential tuition reimbursement to further education opportunities
• Paid time off days